Have i to declare the following incomes

Sanjit (not applicable) (119 Points)

25 September 2011  

1) If, during a previous year the interest on my bank Fixed deposits were less than Rs. 10,000 and hence tax was not deducted at source by the bank  Has this income to be added to my total income while submitting my returns for the year?

2) If, during a previous year the interest on my bank Fixed deposits were more than Rs. 10,000 and hence Tax was deducted at source. This income has to be added to my total income while submitting my returns for the year but a deduction in tax payable can be claimed against the tax already deducted - is this right?

3) Does one have to add the interest earned on savings bank deposits as well to one's income?