Fixed Deposit Prepayment

I have query on Prepayment of Fixed Deposits.

I want to confirm rate of interest to be deducted from interest payable by the company which are being paid before expiry of the period.

As per Companies Acceptance of Deposits rules rate of intrest to be deducted is 1% where as per RBI rules it is 2%. Which rate should be applied in case where company is Non-NBFC.

Thanks in advance

Regards

Amit