Yes. i received the same error message while i was using my SBI internet banking for this DIR-11 form. However, there is no issues for DIR-12 while using SBI net banking. Solution is that we can change the payment mode as credit / debit card. So i decided to use my SBI Debit card. But there was a problem that my SBI Debit card with the symbol of Maestro which has no CVV code in its back side. So, i decided to use SBI virtual card (VISA), which is one of the temporary virtual credit card, available to all SBI Internet Banking customers. For availing this benefit, We need to create online virtual card in our SBI Internet Banking site, by mentioning the exact amount. Amount will be deducted from our SBI savings account and It will generate the details as equivalent as original credit card details such as name, card number, expiry date of card and cvv number. Now,our temporary credit card is ready, though we have no original credit card. Thanks to SBI and enstage for providing this facility. Now, i used this virutal card and paid the fees by selecting the payment mode as Credit card / Debit card ----> Union Bank of India ---> Entry of temporary virtual credit card details ---> Paid successfully. It is to be noted that, the issue happened when i selected the SBI internet Banking. I just tried other bank such as Union Bank of India internet banking. It worked without any error. Since, i have no account with UBI, I again used SBI virtual card facility as per the above procedure and paid the fees to MCA. Dear Friends/sisters/brothers, please try this if you are one of the SBI net banking customer. Thanks.