Hi Experts
I have Take general insurance in our employees at less than gross salary Rs.15000. i have take ESIC also ? please clarify its very urgent
Thanks in advance
B.SEKAR
(manager-accts.)
(61 Points)
Replied 17 September 2013
Dear MR. Babu, You have taken general insurance for the employees for unforeseen situation for them. But for ESI, those who have covered can take medical assistance from the dispensary, whenever they fall in fever etc. If Mr. A, is covered in General insurance, on the time of his death, the nominee will be entitled to get the amount if the policy is alive. But ESI, who has covered, if anything happen to Mr.A., during the working hours or while coming to office or return to home, if it is accident, he can be treated or if he died, he will be paid a sum according to the cause of the death.>>>>>>>>>>>...sekar (9445145480)
Shivani
(Learner)
(1881 Points)
Replied 17 September 2013
Sekar Sir
I know we get the PF amount which is lying in the PF account.
Sir , what about the ESI amount which gets deposited every month in ESI account?
Do we get that also?
When we fall ill does our balance reduce in ESI account?
Please guide.
shivani