I filed ITR on 24.7.15 and it was processed and refund got credited on 5.8.15 and I have already spent the money although there were messages from IT dept. about it, SBI Mumbai conveniently sent a mail today stating the refund has been processed and got credited. This is electronic speed. There was one more ITR filed by me on 24.7.15 (same day) it is till not cleared. I am suspecting it may be because of same mobile no. mentioned, which I have changed today for which a response from CPC came through mail. Systems are very nice but they work on their own.