Urgent may,2012 exam query - nbfc provisioning %

NBFC Provisioning %

Standard - 0.25%

Sub Standard (Secured)

0-1year - 20%

1-3years - 30%

above 3 years - 50%

Sub Standard (Unsecured) - 100%

Loss Asset - 100%

Refere new study material AND practice Mannual issued by icai to verify himself.

Standard Assets- 0.25%

Sub Standard Assets

0-1year - 20%

1-3years - 30%

above 3 years - 50%

Loss and Sub Standard (Unsecured) - 100%

Thanks all

i m still confused which one r to b appled either the mentioned below or 0.25%,10%,20%,30%,50%,100%,100% respectively Originally posted by : Gaurav Aggarwal
	Standard-0.40% Sub-standard-15% Doubtful- 1Yr-25% Doubtful- 1Yr to 3Yrs-40% Doubtful- more than 3Yrs-100% Loss Assets-100% Unsecured-100%

please reply soon exams is on 2nd

i m sure as u can refer the may 2012 RTP itself

for nov11 attempt standard rate was .40%

in may 2012 RTP changed rates are written & there is no where stated abt standard assets rate so it would be same as .40% & rest are in RTP also as I Stated

all should refer RTP for this as all who r confused r the students who could not make it clear in nov 2011 i think so

so only RTP is our hope for this as i m also going to appear in may12 Grp 2 exams as i was not able to make it in nov11

Regards

Gaurav Aggarwal