Suppose X a assessee has taken LIC policy(premium) of his name & on his spouse name also.His spouse is also Assessee & filing return regularly,if she has not taken the benefit of her own LIC as deduction & Did't showed that while filling return because her Income was less than 1.35 Lacs.Can X take benefit of LIC policy U/s 80 C (Inclusive of LIC issued at his Spouse name).since X income is more than 1 lacs.
is it a proper Tax planning???
pls reply
thnx in advance