Hello ,
I have a query regarding how DOD ( Due past days ) is calculated for NPA reporting
Please see below scenario
Loan disbursement date - 16th August 2020
It was short term loan for 3 month .
Scheduled Repayment date 16th Nov 2020
Actually sare of payment 16th Dec 2020 .
Aa per my understanding actual due days is 30 days . However in cibil report it's showing 91 days ,looks like they have considered month of Sept,oct and Nov as due and reported 91 days . However actual due date was 16th Nov and cleared on 16th Dec .Please advise and also if any reference from RBI for same so that I can go report with bank with evidence .
Please see snapshot from RBI
CAclubindia
