Benifit of filing itr

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what are the benifits of filling return of income tax who's income does not exceed the exemption limit.
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IF YOU WANT TO BORROW MONEY FROM BANK YOU MUST HAVE FILLED ITR. FOR CREDIT CARD ALSO U MUST HAVE FILE ITR FOR VISA ITR IS MUST FOR "ROKAD TRANSFER" AND MUCH MORE
Thanks Amit kumar....Anyone who can give more reason to fill ITR


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