Be careful while using net banking facility

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Simranjeet Singh (Proprietor at S Simranjeet & Associates Company Secretaries)   (4396 Points)
Replied 18 June 2010

Thanks Kalpesh for sharing these useful tips...


CA. Dashrath Maheshwari (TaXpert) (15103 Points)
Replied 18 June 2010

 

Not only Online Banking, but also every page on the internet asking for any type of personal information like your cell number, date of birth, creditcard number, bank account number or even about your family...
 that page should be a SECURE PAGE.

How can we see if a web page is secure or not?

 



Anytime a web page asks you for sensitive information, you need to be able to identify if the page is secure or not.  The ability to recognize a secure web connection is extremely important as online fraud cases have increased substantially from year to year.  This FAQ is intended to guide you to safer online shopping.

What exactly do we mean by "secure"?

Anytime you view a web site information is sent from your computer to the web server and from the web server to your computer.  The transmission of this information is normally sent in "plain text", meaning anyone would be able to read it should they see it.  Now consider this.  Each piece of information transmitted traverses many computers (servers) to reach its destination.

Try it! - Windows Users, to see just how many machines your information traverses, follow these steps:

1) On your computer, click Start, then Run
2) Type "cmd" and click "OK" (or press Enter)
3) Type this in exactly:  tracert www.ssl.com
4) Press Enter

Each listing in the window is a different computer/router/switch (a "node" in networking terms).  Each "node" represents a point at which any data you send might be recorded!  It is not uncommon to see 20-30 listings.

Big deal, right?  Consider this the next time you type in a password or your credit card number.  Ah!  Therein lies the problem.  The solution to this problem is to encrypt this data for transmission.  Secure Sockets Layer (SSL) was created for this very purpose.

SSL uses a complex system of key exchanges between your browser and the server you are communicating with in order to encrypt the data before transmitting it across the web.  A web page with an active SSL session is what we mean when we say a web page is "secure".

Please Note: ALL WEB PAGES ASKING YOU FOR SENSITIVE INFORMATION SHOULD BE SECURED USING SSL!!!

1 Like

MS SAMEER (CMA*CA*CMDM*ast FUND MANAGER*LEGAL ADVISOR)   (14938 Points)
Replied 18 June 2010

nice


Faiz Ahmed ( Article Trainee) (1731 Points)
Replied 18 June 2010

Dear Dashrath sir,

Information shared by you is interesting. I tried out those steps and i got around 21 listings.

 

My doubt is that what is to be concluded from those listings? How to see connection is secure on any page as said by you? If its not secure, how to make it secure?

 

Pls don't use jargons while you explain. Thnx in advance!!!


shailesh agarwal (professional accountant)   (7642 Points)
Replied 19 June 2010

thanks very useful infirmation

1 Like


CA. Dashrath Maheshwari (TaXpert) (15103 Points)
Replied 19 June 2010

@ Faiz: As I said -

"Each listing in the window is a different computer/router/switch (a "node" in networking terms).  Each "node" represents a point at which any data you send might be recorded!  It is not uncommon to see 20-30 listings."

Let me explain, tracert is a command which traces the route... not try this in cmd : tracert www.caclubindia.com, now you will be able to find the ip's of computers/servers where your data can be sent routing via caclubindia.

Hope you understood... In simple language, don't send personal data at a website starting with https:// (See Secured site which should start with https://, when asking for personal data)

3 Like

Yamini (CA) (247 Points)
Replied 19 June 2010

very useful...............

thanx a lot 4 sharing.........

1 Like

hyponkshe (chartered accountants) (73 Points)
Replied 24 June 2010

you have to be extra over cautious while doing e-banking

1 Like

Kalpesh Chauhan, (Tax Assistant (Accounting Technician CA FINAL CS PROF. PROG. B.Com))   (8311 Points)
Replied 12 July 2010

Be careful in using ICICI or SBI online account Please pay attention to the following

ICICI and SBI bank's net banking has a duplicate site as details given below. Please be careful while using

ICICI/SBI net banking.

 

 

----- ICICI Bank Duplicate site ----  

 
---- ICICI Bank Genuine Site ----  

 

 

----- SBI Bank Duplicate Site ----

 

 


---- SBI Bank Genuine Site ----

 

 

SO always check for online banking

 

1)site is secured that site name starts with https://www and not https://www

 

2)padlock icon is present.

 

Please forward this mail to all. Its really important as lot of our friends working in companies have salary account in

ICICI /SBI bank.

 

1 Like

Vikas Gupta (CHARTERED ACCOUNTANT) (16295 Points)
Replied 13 July 2010

Originally posted by : kashish

very useful...............

thanx a lot 4 sharing.........


darshan (AUDITOR) (223 Points)
Replied 14 July 2010

THANKS


Kalpesh Chauhan, (Tax Assistant (Accounting Technician CA FINAL CS PROF. PROG. B.Com))   (8311 Points)
Replied 15 July 2010

Originally posted by : darshan

THANKS

THANKS for the gesture



(Guest)

Very good information you shared.

Thank you.


RiSHi... (CA-Student) (202 Points)
Replied 24 April 2011

thnks to both of u arijit as well




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