thanumalayan (senior assistant) (111 Points)
20 March 2008
CA AJAY GUPTA
(PRACTICE)
(86 Points)
Replied 21 March 2008
In this respect you can primarily refer to Pre-sanction proposal prepared by the Branch/ Sanctioning Authority. It contains a number of parameters on the basis of which borrowers are evalutated. It will provided a strong foundation for your evaluation and also critical analysis between the projections given by the borrowers and actual submitted for the period. Also refer to the Internal audit Report of the bank/ branch. Secondly your own way of analysis and intelligence provided you enough basis.
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