Asset classification

The assets are classified in to

Standard

Sub standard

Doubtful and

Loss assest

Inthe case of standard assets required provision is 0.40%

Sub standard assets     10%

Doubtful (unsecured portion)   100%

Doubtful (secured portion)

up to1 year    20%

2 to  3 year    30%

more than 3 year    100%

Thank u Sir 4 ur valuable answer.

Its ok dear

Mr. Dhirendra Can u elaborate it a bit more.

Provision for what  ??

Please make me clear .