App for Personal Loan
Christina Hendricks
(8 Points)
Replied 28 April 2023
These loan apps ask users to quickly sign up or register, following which it notifies them of any accessible credit options based on the information provided. As soon as you fulfil KYC and provide permission for the terms and services, the request for them is immediately granted and authorised. It is completely digital and paperless. It can take as little as five minutes or as much as two days.
Some of the best apps are mentioned below;
1. Dhani
The loan cash is disbursed promptly to your bank account through Dhani, a widely advertised phone set loan application. A personal loan application can be made at any time, any place. A loan of up to 15 lakh rupees can be obtained promptly with an interest rate as low as 12%. You can instantly receive the loan money in your account by downloading the Dhani loan app and entering your Aadhaar card number, and the amount of the loan.
2. Fibe
The way that loans are made in India has been altered by the Pune-based FinTech startup Fibe. A simple and swift option to receive loans right away is provided through its personal loan application. The maximum loan amount is 5 lakh, with annual rates beginning at 12%.
3. NIRA
A line of credit is available to employees with salaries in India through the FinTech company NIRA. Your loan is being offered to you as a line of credit with a credit limit that ranges from Rs.3,000 to Rs.1 lakh. The loan term is between three months and a year. A minimum of 5,000 can be taken out each time. Depending on the sum you borrowed and when you refund it, interest will be added to the loan amount.
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PARUL YADAV
(finance expet)
(93 Points)
Replied 15 July 2024
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