My wife spent 21 lakhs in FY 2022-23 on her cancer treatment. This amount was for surgery, radiation and several chemo therapy sessions , all of which happened at different times during the year and for each a separate insurance claim was raised. She got 15 lacs (upto the sum insured) from the insurer for some of the claims but there were some claim, amounting to 6 lakhs, which were not reimbursed as the sum insured had exhausted. Is she eligible to claim 80DDB exemption of 40k on the 6 lakhs that she had to spend from her own pocket?
1 Replies
Sreevidhya V
(405 Points)
Replied 25 July 2023
Yes 80ddb can be claimed on the amount for which insurance not covered
amount of exemption depends on whether senior citizen or not..
amount of exemption depends on whether senior citizen or not..
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