Articles by Ramalingam K

5 traits of a poor financial advisor

Ramalingam K 16 October 2015 at 11:07

1. How do we decide upon choosing a good financial advisor? A person can be termed as one, who is a true value addition to your financial wealth as well as provides you with profitable advice to enhance your quality of life. In other words, any perso

How to choose a right health insurance plan

Ramalingam K 15 October 2015 at 10:59

With the ever widening spectrum of health insurance options available, is it a development that will prove to be encouraging or alarming at the consumers' end? Choosing the most feasible health insurance plan can be a complex process. In order to

How do you know if you are actually ready to retire

Ramalingam K 06 October 2015 at 10:51

Should you quit your never-ending job, and make a decision to retire early? What else do I need to have, in order to consider my retirement seriously?

5 realistic reasons to hire a financial /investment advisor?

Ramalingam K 01 October 2015 at 10:29

The capital markets may sometimes appear like a complex math problem, entangled and difficult to understand. In such situations, making important financial decisions on investments and returns doesn't come as a straight forward task for a domesti

A parent guide to ensure the financial security of differently abled child

Ramalingam K 28 September 2015 at 10:44

Becoming a parent is like a blessing from the almighty. Since the day, a couple is blessed with an offspring, his/her security and well-being becomes the primary concern for th

7 biggest financial worries and how to overcome them

Ramalingam K 26 September 2015 at 11:22

What do we need money for? The most common answer to this will be about money as being the primary source of comfort in our lives. At the same time, money is also the primary reason behind most of our fears and worries. If we emulate

How does it affect you if you miss to file the income tax return

Ramalingam K 04 April 2014 at 11:42

The tax payers, auditors and tax masters go extremely busy filing taxes and working on refunds in July. 31st July is the cut off for filing your returns which is set by the central board of direct taxes. Not only tax filing process has become easier

5 Things to do before Applying for a Home Loan

Ramalingam K 26 March 2014 at 12:31

No one likes bad surprises and often investments in home feature pretty nasty disclosures that make dreams turn into nightmares. First time home loan applicants face common problems like rejection in the initial stages, non-refundable processing fees

5 Shocking Psychology Traps which could ruin your investment

Ramalingam K 25 March 2014 at 11:48

Psychology plays a part in whatever decision we make, including investment in stocks. Sometime our built in psychology is helpful and many a times it is not. When psychology is not helpful we call them psychology traps. Investment in stocks is also g

3 simple financial task which look hard

Ramalingam K 13 March 2014 at 12:36

It is said that money makes life simpler!! However, when it comes to manage that money people just run away from it. As far as money management is considered, there are a few tasks like evaluating a stock that needs deep understanding and a sp