Articles by Prof. Bajaj

New ULIPs: Are they Any Better?

Posted by Prof. Bajaj 09 March 2012 8478 Views

No Sir, the Old Expensive ULIPs have gone now. The New ULIPs have been launched with much lower charges. You should invest in them. These are the new in-statements of the insurance advisors these days who were going ga-

5 Mistakes to avoid while saving tax!

Posted by Prof. Bajaj 29 February 2012 33114 Views

Its March knocking on the door and the same mad rush is seen everywhere. For what ?? To save tax of course. Be it businessman or salaried or professionals, there is still a huge chunk who are yet to make their tax saving investments and while doing

Beware of your Banker!

Posted by Prof. Bajaj 23 February 2012 12320 Views

Welcome Mr. Mehta, What can do I for you ? said Jenny, a relationship manager working with a leading private sector bank, to the bank customer Mr. Mehta, who himself is a tax consultant. I just wanted to deposit these cheques

Stuck with a wrong Policy? Get over it!

Posted by Prof. Bajaj 21 February 2012 8940 Views

Where were you all these days? Why didnt you come when I was making all these mistakes ?? asked Dr. Rajesh Sharma, a 32 year old surgeon, sitting on a sofa in his drawing room. Mrs. Ragini Sharma, his wife, came rushing out to

A stitch in time, saves nine!

Posted by Prof. Bajaj 07 February 2012 34556 Views

Hi Niraj, How are you doing today. Said Mr. Shrikant Desai, a 45 year old businessman to his nephew Niraj, a 29 year old IT Professional. Hey Uncle, Good to see you, Said Niraj. We are meeting after a pretty long

Do we really understand the meaning of risk?

Posted by Prof. Bajaj 02 February 2012 6977 Views

The other day, I was talking to a friend of mine, Sunil (name changed), when he told me that he is looking for a good life insurance policy for his father, who is 65 years old. Sunil also said that most of the policies do not cover his father and

Why is Insurance Mis-Sold in India?

Posted by Prof. Bajaj 16 January 2012 11534 Views

Come on !! If you are a really good friend of mine, you ought to buy a life insurance policy from me Sounds Familiar ?? How many times we keep hearing this argument from a close friend (?) or a relative to buy an insurance policy fro

Time-Time ki Baat hai : Part-I

Posted by Prof. Bajaj 13 January 2012 20817 Views

I have seen the world Son!! Not for nothing I have these gray hair said Mr. Anand Desai, 56 Years old businessman to his son Niraj Desai, 28 years old professional working with a leading IT company. No Dad, I am also a post-gra

Things you didn't Know about PPF!

Posted by Prof. Bajaj 10 January 2012 43861 Views

Its the HR mail again. I need to do my tax savings now and submit the proofs. Said Monisha, a 26 years old Software professional to her colleagues Akshay and Neha. Neha: Me too !! Where should I invest ?? Monisha: Of course PP

It's the way we look at it!

Posted by Prof. Bajaj 05 January 2012 12328 Views

Who can be wiser than me? I had purchased a land for Rs. 12 Lakhs in 1996. I recently sold it for Rs. 1.12 Crore. This is what I called wealth creation. And this is possible only in real estate. Said Dinesh, a 38 year old businessman