Articles by Affluence Advisory

ESOP vs Sweat Equity: What's Right for Your Startup

Affluence Advisory 09 January 2026 at 09:26

ESOP vs Sweat Equity explained for startups: key differences, legal framework, tax impact, dilution effects, and when to choose ESOPs or Sweat Equity to attract, retain and reward talent effectively.

The Regulatory Reckoning: How NBFCs and Fintechs Face Intensifying Scrutiny in India's Microfinance Boom

Affluence Advisory 05 January 2026 at 09:09

India's microfinance sector faces a regulatory turning point in 2025 as RBI tightens oversight on NBFCs and fintechs amid rising defaults, bank retreat, borrower overleveraging, and growing risks to financial inclusion.

Choosing Growth Capital: NCDS vs CCDS

Affluence Advisory 29 December 2025 at 06:55

Understand the key differences between NCDs and CCDs, their regulatory treatment, dilution impact, and when businesses should choose each funding option.

Should Founders Be Classified as Promoters Before an IPO? A Practical Guide

Affluence Advisory 25 December 2025 at 07:31

Understand the meaning of 'Founder' and how it differs from 'Promoter' under Companies Act and SEBI laws, including control, liabilities and IPO implications.

Whether Scrutiny Under GST In Terms Of Section 61 Of CGST Act Is Compulsory

Affluence Advisory 22 December 2025 at 06:41

GST return scrutiny under Section 61 remains disputed. Read key High Court rulings on ASMT-10, taxpayer safeguards and direct SCN issuance.

The Multi-Lender Paradigm Decoding RBI's Co-Lending Directions, 2025 for Multi-Lender Platforms

Affluence Advisory 20 December 2025 at 07:16

RBI Co-Lending Directions 2025 reshape India's multi-lender digital lending ecosystem, mandating real-time compliance, transparency, data integrity, and advanced platform governance.

Understanding Due Diligence: A Simple Guide to Smart Business Decisions

Affluence Advisory 17 December 2025 at 07:09

Understand what due diligence really means, why it matters before deals, and how financial, legal, tax, and operational checks help uncover hidden risks and make smarter business decisions.

RBI's Masterstroke: How Granting SRO Status to FIDC Will Reshape NBFC Governance

Affluence Advisory 12 December 2025 at 06:48

RBI's move to grant SRO status to the Finance Industry Development Council (FIDC) marks a major shift in NBFC regulation.

Arbitration and E-Adjudication: The MCA's New Push for Faster Dispute Resolution

Affluence Advisory 11 December 2025 at 07:02

Explore the MCA’s Companies (Adjudication of Penalties) Amendment Rules, 2024, introducing a new e-Adjudication platform to digitize penalty proceedings and enhance corporate compliance.

Compliance And Valuation In Slump Sale Transaction u/s 50B

Affluence Advisory 10 December 2025 at 06:45

Understand the concept of slump sale under Section 2(42C) of the Income Tax Act, 1961, including its definition, capital gains computation, FMV rules, and key tax implications for buyers and sellers. Learn how net worth is calculated, GST impact, compliance requirements, and corporate law considerations for undertaking transfers.