Articles by CA Ranganatha Achar K

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Health Insurance for all Indians

  CA Ranganatha Achar K    13 April 2022 at 09:18

Health insurance is a state subject which is not been given its due. According to a report of NitiAyogIndia has nearly 30% or 42 crore of its population devoid of any health insurance with actual numbers being higher due to gaps in the existing scheme and overlap between the schemes



Box-Office Collections

  CA Ranganatha Achar K    08 April 2022 at 14:57

As a Chartered Accountant and having my feet firmly on the ground about the costs I used to always feel that the producer of the movie tends to increase the Production cost and Revenue generated by the movie for an entirely different cause and could be a clear case of money laundering either single-handedly or with a group of Investors.



Decoupling ICAI

  CA Ranganatha Achar K    29 March 2022 at 13:00

So now there are 2 schools of thought within ICAI and the central committee is set to deliberate on 5-04-2022 in Mumbai with the active participation of the Past 25 Past presidents of ICAI and the present Central Council Committee.



Housing Loans & EMI's Business

  CA Ranganatha Achar K    14 February 2022 at 12:07

Now just imagine that he has taken a 2 or 3 bedroom house by outright Purchase /Buying it from a developer and let us assume that he has taken a loan of Rs 50 lakhs at various scenarios given below @7% Rate of interest on a floating basis as explained



Budget 2022: Deciphering ICAI Budget Recommendations

  CA Ranganatha Achar K    07 January 2022 at 14:06

The Apex body ICAI, my Alma mater has suggested some measures and changes in the limits keeping in mind the overall economic scenario, and let me briefly summarize the same which looks to me Quite reasonable and practical.



Practical Retirement Planning

  CA Ranganatha Achar K    15 December 2021 at 13:35

Today's topic is to educate the concept of retirement planning in a capsule form.



Credit card businesses in India: An Overview

  CA Ranganatha Achar K    07 December 2021 at 15:43

A credit card is a simple card that allows the owner to spend and make purchases without immediately having to make any payments. It is a thin rectangular piece of metal or plastic issued by a financial services company or by a bank. Credit cards impose a condition that the card holders pay the borrowed money along with any annual charges by the end of the credit period.



Bad Bank - A remedy for the NPA Illness

  CA Ranganatha Achar K    15 November 2021 at 15:30

In the Budget for FY 2021-2022, Finance Minister Mrs. Nirmala Sitharaman announced that an Asset Reconstruction Company Limited (ARC) and Asset Management Company (AMC) will be set up to deal with the stressed assets of the public sector banks.



Important RBI Circular Dt 06-08-2020 and its intended meaning explained Step By Step

  CA Ranganatha Achar K    03 August 2021 at 17:38

No bank shall open current accounts for customers who have availed credit facilities in the form of cash credit/ overdraft from the banking system and all transactions shall be routed through the CC/OD account.



Understanding (Adjusted Gross Revenue) Woes

  CA Ranganatha Achar K    31 July 2021 at 09:43

Understanding the Adjusted Gross Revenue woes is very much relevant in the Telecom sector because the Government policies on Telecom will have a direct impact on the future of the Telecom industry.