Community & General Articles

Do You Need Financial Planning?

Posted by Ramalingam K 26 December 2012 9830 Views

Let's answer this important question: Most of us think that financial planning is only for the very rich or poor. There are others who think that people need to plan only when they grow old as they need to save for their retirement and old ag

Planning for life insurance at different life stages

Posted by Ramalingam K 21 December 2012 13015 Views

Increasing inflation, shift to nuclear families, and the fast track change in life style patterns throw a financial challenge which can be addressed only by life insurance. Your financial plan needs to be in sync with your life stage and the requi

When to start planning for retirement?

Posted by Ramalingam K 17 December 2012 13044 Views

A question to be questioned: When a person should become health conscious? After becoming sick or before becoming sick or always There are some questions like this, though at the sub-conscious level we know the answer, our conscious mind s

Prosecution & cheque dishonour - New View

Posted by v. srikanth 17 December 2012 18050 Views

Section 138 of the Negotiable Instruments Act, 1881, deals with the consequences of dishonour of cheque for insufficiency , etc., of funds in the account. The provision provides for punishment with imprisonment for a term which may extend to 2 yea

PF to be contributed on Allowances

Posted by Rakesh Rao 12 December 2012 34335 Views

The Employees Provident Fund Organisation (EPFO) has issued a circular no. 345 dated 30.11.2012 to the Additional CPFCs, Provident Fund Commissioners and Assistant PF Commissioners regarding Guidelines for Quasi-judicial proceedings under Section

Right attitude @ Work

Posted by Shivanand Pandit 06 December 2012 20979 Views

Attitudes are appraisal statements relating to objects, people or events. They exhibit how one feels about something. Attitudes involve emotions and are relatively stable. Attitudes are the product of a related belief and v

Master your time

Posted by Shivanand Pandit 05 December 2012 20488 Views

What is Time? Time has different meaning to different people. Time escapes definition. Time is a relative concept. As St.Augustine remarked long ago I know what time is unti

2008 crisis, How it unfolded

Posted by Vikash Maheshwari 03 December 2012 13250 Views

Today I thought of writing about the global economic crisis of 2008.As a student of finance, we must know how it all started, what went wrong and where are we now. I have tried to explain the crisis in a very simple yet informative manner. So to

Innovative Benchmark Indexes

Posted by Indraneel Sen Gupta 29 November 2012 6380 Views

Innovation is not a business. It is now a need and a part of everydays life. The terms "benchmarks" and "indexes" are often used interchangeably, but they are actually unique terms that describe different things. All ind

Basic Concepts of Credit for Beginners

Posted by Balasubramanian 28 November 2012 17579 Views

Credit Basic Concepts We often hear that Business enterprises avails credit facilities in the form of Cash Credit and Term Loans from Banking system in order to meet the funding requirements of the business