CAclubindia

Queries Replied : 26053

Hi.I am Ramesh Krishnan, Associate Memeber of ICWAI & Certified Management Accountant (CMA) by IMA(USA) Working in Bangalore

Award Winner as " Most effective Expert in Caclubindia-2011" My working style always like,

Take life always as challenge,Think positive,

Give involvement on taken task,Donot divert your concentration from the taken task,

Always target your goals and commitment,Your future always better. Jai hind. Thank you for visiting my profile

To reach me : cma.rameshkrishnan @ gmail.com or send PM for queries & professional help

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avinash shikher says : Service tax on loan EMI interest
Dear Sir Need yr expert openion on my issue. I have taken a loan frm hdfc on my credit card. but bank is charging service charge on Interest portion of my loan emi. Requesting you to plz advice this is right or wrong practice by bank?? Avinash Shikhar 9911664235 avinash_shikhar@hotmail.com Read more at: http://www.caclubindia.com/experts/experts_profile.asp?member_id=94632

avinash shikher says : Service tax on Interest Part of loan on credit car
Dear Sir Need yr expert openion on my issue. I have taken a loan frm hdfc on my credit card. but bank is charging service charge on Interest portion of my loan emi. Requesting you to plz advice this is right or wrong practice by bank?? Avinash Shikhar 9911664235 avinash_shikhar@hotmail.com

Vishal Kothari says : salary adn consultancy
Dear Sir, My friend is software programmer employed in IT Company from where is earn the salary income. during the F. Y.- 2015-16 very first time he also provide his consultancy to other IT firm in nature software programming guidance and earn 3 lacs ( TDS deducted 30000) Weather he is required t maintain books of accounts? and to file the ITR with p&l and B/s His exp. to earn this income is 180000/- rs this his net income is rs120000 Rs

Vishal Kothari says : salary and consutalncy
Dear Sir, My friend is software programmer employed in IT Company from where is earn the salary income. during the F. Y.- 2015-16 very first time he also provide his consultancy to other IT firm in nature software programming guidance and earn 3 lacs ( TDS deducted 30000) Weather he is required t maintain books of accounts? and to file the ITR with p&l and B/s